First Time Buyers
Buying a property is the biggest decision we make in our lives. It is for this reason you need professionals to guide you through the whole process.
What is a First-Time Buyer Mortgage?
A first-time buyer mortgage in the UK is a home loan for people purchasing their first property and who have never owned a home before. These mortgages often require a smaller deposit and may come with special incentives or government support to help make buying your first home more affordable.
APH Financial have gained an excellent reputation for helping clients make their first property purchase. It is not just about finding the best mortgage but more importantly giving you that helping hand through the house buying process. Your consultant and your case manager will always be on hand every step of the way. They will deal with solicitors, estate agents, lenders and surveyors on your behalf to make this process as stress free as possible.
Mortgage Calculator
Our online calculator gives you answers fast without asking compicated questions which allows potential homebuyers to assess what they can afford and plan their finances more effectively before committing to a mortgage
Your Mortgage Journey with APH Financial
Step 1
Speak to APH Financial for an initial consultation to assess your affordability and an indication of the type of borrowing available to you within the mortgage market.
Step 2
If your happy to go ahead APH Financial will book a full consultation either on Zoom or face to face with your consultant. You will be given a mortgage approval in principle confirming your maximum borrowing and putting you in a very strong position when offering on a property.
Step 3
Once you have found a property we take care of everything else, mortgage application, surveys, solicitors, searches and dealing with any estate agents or developers on your behalf.
Step 4
Your dedicated case manager and your consultant will be on hand to guide you through the whole process.
What Our Clients Say
Bianca had been absolutely amazing from start to finish I can’t recommend her highly enough! She has been helpful and provided an amazing service, everything was professional and any queries were sorted quickly and made me feel valued.
Would Definately recommend to anyone!
Sarah x
APH provide an excellent service. We are grateful for their continued help and guidance (we have been supported by APH for over 10 years now). Bianca who assists us is superb, she is easy to contact, friendly and relatable. Highly recommend APH.
Emma Payne the same upttuhv
James at APH has been fantastic, offering friendly, timely and detailed advice in layman’s terms. His communication has been great and his work is thorough. His personal touch sets him apart in his industry and we’ll definitely use him again for all things mortgage related!
Mr Brodie
APH have provided me with brilliant support and advice over the past few years over all sorts of financial affairs. Once again today, James provided fast and efficient support to me in getting some important documents certified and made sure I had all I needed to move forward. It gives me confidence knowing I can access APH support and expertise with my financial matters.
Thanks James.