First Time Buyers
Buying a property is the biggest decision we make in our lives. It is for this reason you need professionals to guide you through the whole process.
What is a First-Time Buyer Mortgage?
A first-time buyer mortgage in the UK is a home loan for people purchasing their first property and who have never owned a home before. These mortgages often require a smaller deposit and may come with special incentives or government support to help make buying your first home more affordable.
APH Financial have gained an excellent reputation for helping clients make their first property purchase. It is not just about finding the best mortgage but more importantly giving you that helping hand through the house buying process. Your consultant and your case manager will always be on hand every step of the way. They will deal with solicitors, estate agents, lenders and surveyors on your behalf to make this process as stress free as possible.
Mortgage Calculator
Our online calculator gives you answers fast without asking compicated questions which allows potential homebuyers to assess what they can afford and plan their finances more effectively before committing to a mortgage
Your Mortgage Journey with APH Financial
Step 1
Speak to APH Financial for an initial consultation to assess your affordability and an indication of the type of borrowing available to you within the mortgage market.
Step 2
If your happy to go ahead APH Financial will book a full consultation either on Zoom or face to face with your consultant. You will be given a mortgage approval in principle confirming your maximum borrowing and putting you in a very strong position when offering on a property.
Step 3
Once you have found a property we take care of everything else, mortgage application, surveys, solicitors, searches and dealing with any estate agents or developers on your behalf.
Step 4
Your dedicated case manager and your consultant will be on hand to guide you through the whole process.
What Our Clients Say
Shirley was amazing and helped us through every step of buying our first home, she was in contact with us constantly and nothing was too much trouble. I would highly recommend this firm to anyone who needs guidance and advice through this process.
Paris Cilgram
APH provide an excellent service. We are grateful for their continued help and guidance (we have been supported by APH for over 10 years now). Bianca who assists us is superb, she is easy to contact, friendly and relatable. Highly recommend APH.
Emma Payne the same upttuhv
We had an exceptional experience working with APH Financial, from the very beginning James and Becky demonstrated a deep understanding of our financial needs and provided us with an excellent service, any queries were dealt with in a prompt and professional manner making us feel like valued clients throughout the entire process. What stood out most was their commitment to the task in hand, every transaction was dealt with quickly and explained in great detail which built a strong level of trust.
For anyone seeking reliable financial services their expertise, dedication, and integrity truly set them apart in the industry.
Overall, I highly recommend APH Financial especially James and Becky they really do make a great team.
Sarah Holden
I recently worked with Bianca from APH, and I was very happy with the service I received. From the very first consultation, she took the time to explain all my options clearly, answered every question with patience, and made the process feel smooth and manageable. She was always there to hold my hand when I had questions!